TIMER

Abstract

Entrepreneurship is considered as the backbone of an economy, wherein entrepreneurs steer the economic development by means of business start-ups. In this context, specifically female entrepreneurs are significantly contributing to global economies in terms of employment creation. However, there is a slow growth in the number of female entrepreneurs in developing countries. The literature suggests that student’s attitude towards entrepreneurship has a significant impact on their entrepreneurial activity. The present intends compare the entrepreneurial attitude amongst South African (developing country) and Netherlands (developed country) female students. The results have suggested that female students in both countries display positive attitudes towards entrepreneurship. Also, it facilitates the government, researchers, and educators to understand how to promote entrepreneurship among young females.

Keywords: South Africa, Netherland, Entrepreneurial Attitude, Females.

Abstract

The Credit Rating Agencies (CRAs) are commercial enterprises that provide credit ratings. CRAs assess borrowers for their capacity to repay the debt as well as the credit risk associated with these borrowers. Moreover, no credit rating system is 100% perfect, and the actual predictive ability can be fetched from accuracy study vis-à-vis hit rate or default rate. A clear definition is necessary for computing default rates. The default rates may be computed over varying time frames and potentially exposing such computation in accordance with period-selection bias. CRAs compute default rates using the average cumulative default rate approach and weighted marginal default rate method. The credit rates assigned by different CRAs are not strictly comparable. Hence, there exists a scope to analyse the hit rate of different CRAs for same credit category. This study revealed that, there exists significant difference in the groups for higher rating categories such as AAA, AA, and BBB. Since the groups of higher credit category are significantly different from each other, the higher credit rates assigned by different credit rating agencies are not strictly comparable is justified. Also, credit rates below the median rate assigned by different CRAs can be accepted by lenders without further investigation. The future researchers can take this forward by considering the analysis over more CRAs and inclusion of CRAs across the globe.

Keywords: Hit Rate, Credit Rating Agencies, Gini Coefficient, Lorenz Curve, Random Curve, Ideal Curve.

Abstract

Society plays a pivotal role in everybody’s life, and it is gender oriented. In the belief, value, tradition and relationship between genders in society, it is often found that political, economic, social and educational constitutions support the inequality of genders, with women at the receiving end of things. In a patriarchal society, women are inadequately praised, often ignored and portrayed as weak. Women are slaves to their emotions, irrespective of their power and position. This research paper is an attempt to study the identity of women as an individual in society. It attempts to analyse the protagonists of two popular literary works, Nina Leeds in Strange Interlude by Eugene O’Neill, and Tess in Tess of the d’Urbervilles by Thomas Hardy. Moreover, finding the contrast between these two characters is to understand how two different societies have difference of boundaries for women in different eras. Furthermore, by taking Sigmund Freud’s psychological theory of Psychodynamics as a device, we try to trace the behavioural changes in Nina Leeds and Tess with the help of psychology, wherein every literature is a mirror of the era it belongs to. Thus, it would not be incorrect to find pointers of criticism and over- theorization of incompatible and imbalance associations between genders through these accurate prototypes.

Keywords: Society, Gender Disparity, Patriarch, Individual, Women, Psychodynamics.

Abstract

Emotional wellness is a state of awareness by understanding the life’s challenges through acceptance of one’s emotions and the ability to manage it effectively in a healthy and positive way. Nowadays, women are posed with demanding situations both at workplace and at home and their contribution to socio-economic development is crucial. Several research studies have indicated that stressful life situations, lifestyle changes, socioeconomic conditions, psychological and medical aspects, hormonal fluctuations amongst others act as contributors to women’s physical, mental and reproductive health. The stressors induced by day-to-day life’s situations can cause or aggravate mental health conditions resulting in imbalanced emotions and disruption in functioning of daily activities. In this context, emotional wellness of women is vital as it integrates overall aspects of health. This research focuses on the negative psychological patterns, i.e., the thoughts, feelings and behaviours that are experienced and exhibited when stressed and its impact on quality of life of women faculties. The findings of the study show that various socio-demographic, health, premenstrual and psychosocial factors such as family values, diagnosed medical conditions, no. of menstrual problems and premenstrual symptoms, increase in negative patterns during the premenstrual phase, perception about work and life, etc., act as predictors of emotional wellness for women. Thus, creating awareness and including self-monitoring & self-care techniques, support groups, etc., will provide academic women to overcome their emotional stress and help them to handle life’s situations in a balanced way.

Keywords: Emotional Wellness, Psychological Well-Being, Mental Health, Quality of Life, Life Satisfaction

Abstract

The students in this century learn outside of those four walls in the global classroom. They are more likely to use computers and mobile devices to access the Internet, or to use social networking sites to connect with friends. Technology advancements and adoption of potent and cutting-edge digital tools have a great deal of promise to enhance academic achievements. Teachers must be well equipped in comprehending and utilizing the digital resources that can enhance teaching-learning. This in turn expands the educational chances and help millennials at large. The reason being the teaching and learning process in today’s context has undergone a spectacular change and expansion. Undoubtedly, this is because of the significant advancements in information and communication technologies (ICT). The idea of e-content and its significance are the main aspects of this research study. Also, the present study concentrates on various models of e-content development phases as well. E-content is supposed to be an excellent solution for the old problem of mass education, since there are too many knowledge seekers and not enough knowledge providers.

Keywords: Teaching, Learning, E-Content, Stages, ADDIE, Four Quadrant Model.

Abstract

The evolution of material and technology is clearly advent in the growth of textile and fashion industries. Moreover, developing conventional textile materials for protection, comfort, and ornamentation to technical, smart textiles to meet the consumer demand is part of this evolution journey. The innovations in textile and fashion industry are reshaping them, wherein each innovation has evolved to provide solutions to the problems. The present research study views unethical production, over consumption and few innovations in textile and fashion industries as the major cause for harmful impact on environment and society as a whole and posits that although industry involves slow fashion, circular economy, sustainable material & production to solve these problems, still the impact remains same. Based on the literature review and analysis of global textile and fashion industry cases, this study examines the impact of new technologies and models on environment and society. Hence, by comparing the output of these technologies and models, this study highlights that the textile & fashion industries are still producing waste in spite of inclusion of sustainable approach in product life cycle and have moved towards a new direction in regard to employment. The study offers a new perspective to see the trends existing in textile and fashion industry. This study concludes with insights into how the technological advancement is affecting the society and a close look needs to be taken on the existing trends (traditional and modern) in textile and fashion industry.

Keywords: Slow fashion, Circular Economy, Artificial Intelligence, Sustainable development, Textile & Fashion Industry.